What does PCI DSS mean?
Acronym for “Payment Card Industry.” PCI DSS: Acronym for “Payment Card Industry Data Security Standard.”
What are the 12 PCI DSS requirements?
The 12 requirements of PCI DSS are:
1, Install and maintain a firewall configuration to protect cardholder data
2, Do not use vendor-supplied defaults for system passwords and other security parameters
3, Protect stored cardholder data
4, Encrypt transmission of cardholder data across open, public networks
5, Use and regularly update anti-virus software or programs
6, Develop and maintain secure systems and applications
7, Restrict access to cardholder data by business need to know
8, Assign a unique ID to each person with computer access
9, Restrict physical access to cardholder data
10, Track and monitor all access to network resources and cardholder data
11, Regularly test security systems and processes
12, Maintain a policy that addresses information security for all personnel
PCI DSS 12 requirements are a set of security controls that businesses are required to implement to protect credit card data and comply with the Payment Card Industry Data Security Standard (PCI DSS).
PCI DSS REQUIREMENT 6: DEVELOP AND MAINTAIN SECURE SYSTEMS AND APPLICATIONS
It is important to define and implement a process that allows to identify and classify the risk of security vulnerabilities in the PCI DSS environment through reliable external sources. Organizations must limit the potential for exploits by deploying critical patches in a timely manner. Patch all systems in the card data environment, including:
- Operating systems
- Firewalls, Routers, Switches
- Application software
- Databases
- POS terminals
Is PCI DSS mandatory?
Although the PCI DSS must be implemented by all entities that process, store or transmit cardholder data, formal validation of PCI DSS compliance is not mandatory for all entities. Currently both Visa and MasterCard require merchants and service providers to be validated according to the PCI DSS.
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